A $3,000 repayment example
Calculate what you must repay before accepting an offer.
A $3,000 principal plus a hypothetical $450 finance charge means $3,450 due. If it is due in 14 days, the simple annualized APR is approximately 391.1%. If the same fee were charged over a different term, APR would differ. Review exact dates and lender disclosures.
What to check next
Review repayment dates, total cost, applicable state law and the lender's identity. A submitted request does not guarantee approval or funding. See the cost guide, state rules and safety checklist for additional context.
Consumer reference: CFPB payday loans.
Not a lender. Terms, eligibility and availability vary. Updated October 12, 2026.
Questions borrowers often ask
What should I know before using this guide?
Check your state’s lending rules and review the lender’s written disclosures. This website provides general information, not a loan offer.
Does this page guarantee a $3,000 loan?
No. Availability, loan amounts, approval, fees, and repayment terms depend on the lender and applicable law.